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IX. PORTFOLIO MANAGEMENT（第九。）
Risk Management Examination Manual for Credit Card Activities Chapter IX
IX. PORTFOLIO MANAGEMENT
Portfolio management covers the full spectrum of overseeing and administering the credit card
programs, portfolios, and accounts. It encompasses risk management, account management,
portfolio reporting and monitoring, and many other activities. Inappropriate portfolio management
practices can create sizable risk for the bank, including credit risk, reputation risk, liquidity risk,
and other risks. Portfolio management is challenging because the goal i
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