浦发银行轻松理财卡功能介绍（Shanghai Pudong Development Bank relaxed financial card function introduced）.docVIP

浦发银行轻松理财卡功能介绍（Shanghai Pudong Development Bank relaxed financial card function introduced） Shanghai Pudong Development Bank relaxed financial card function introduced I. Introduction to easy financial cards Easy financial card is the first dual debit card that combines debit card, financial management and credit card free interest. It adds interest free consumption to the financial function of the original debit card. The interest free consumption quota may be limited to the current account and the fixed term deposit balance in the account. Each transaction is set with a fixed interest free period. During the last day of the interest free period, the system automatically transfers from the deposit account to the appropriate amount to return the interest free consumption balance to realize the interest free and automatic repayment of the interest. Easy finance card is divided into gold, silver, puka. Two, and his bank card comparative advantage ATM fee free fee is paid in the whole country National system remittance free In different places, bank cards lost, Pudong Development Bank to support the loss of off-site and replacement card function In other places, bank cards damaged, Pudong Development Bank support off-site emergency card and emergency cash assistance services. The number of ex gratia merchants is diverse, and by the end of 07, the Hangzhou branch will have more than 150 merchants. Prompt SMS notification service function Enjoy a fixed interest free period for each consumption Three. Product structure diagram Credit limit: when the reserve fund + agreed regular balance is greater than or equal to the amount of consumption, the transaction is approved. At this point, debit the consumer overdraft account and freeze the appropriate amount in the reserve account, i.e., the available balance of the reserve fund is reduced; at the same time, the maturity date of the transaction is calculated according to the type of merchant. Repayment: the expiration date of e