重大疾病定义（Major disease definition）.docVIP

重大疾病定义（Major disease definition） Preface For the convenience of consumers to compare and choose the major disease insurance products, to protect the interests of consumers, with serious illness insurance development of our country and the progress of modern medicine, and the experience of disease definition Chinese Insurance Association and Chinese Medical Doctor Association to jointly develop a major health insurance (hereinafter referred to as the disease definition). In order to guide the insurance companies to use the definition of disease, the China Insurance Industry Association specially formulated the major disease insurance definition of the use of disease standards (hereinafter referred to as norms). According to the origin, development and characteristics of the major disease insurance, the term disease as used in the present standard refers to the disease, disease condition or operation stipulated in the major disease insurance contract. 1 scope of application The basis of disease defined in this specification in the development of major disease insurance at home and abroad adults combined with modern medical progress on development, therefore, this code is applicable to the insurance period mainly for adults (eighteen years old) serious illness insurance period. 2 use principle 2.1 the insurance company products will be named as major disease insurance, and the insurance period mainly for adults (eighteen years old) stage, the product of disease protection should be included within the scope of this specification in malignant tumor, acute myocardial infarction, cerebral apoplexy, coronary artery bypass grafting (or coronary artery bypass grafting), major organ transplantation or hematopoietic stem cell transplantation, end-stage renal disease (or chronic renal failure and uremia period); in addition to the six kinds of diseases, for other types of diseases within the scope of the standard disease insurance company, can choose to use; at the same time, t