互联网农业供应链金融模式创新研究.docVIP

互联网农业供应链金融模式创新研究 摘要 自从新世纪以来，农业改革快速发展，现代农业蓬勃兴起。但在发展过程中，我国农业融资面临着渠道少、成本高、风险大、效率低，体制不完善等等问题，农业融资模式亟需加快创新步伐。随着ldquo;互联网+rdquo;时代的到来，互联网金融发展迅速，与供应链金融的结合日益密切，二者融合发展出互联网金融供应链金融模式，这为解决我国农业的融资问题提供了一种新的创新途径。因此，本文着力于研究互联网时代背景下供应链金融与现代农业生产相融合的创新模式。本文通过对供应链金融原理的研究和我国农业融资现状的了解，分析互联网供应链金融模式的流程与特点，结合农业发展特点，提出符合现代农业融资的互联网供应链金融创新模式。4701 关键词：互联网+； 现代农业； 融资模式； 供应链金融 Abstract Agriculture is the foundation of a country, and our country is a big agricultural country. The construction of the new socialist countryside is a historical task in the process of China#39;s modernization.Since twenty-first Century, the rapid development of agricultural reform, the mode of agricultural development and innovation, the rise of modern agriculture.But in the process of development, China#39;s agricultural financing is faced with less channels, high cost, high risk, low efficiency, the system is not perfect and so on.With the advent of the Internet + era, the rapid development of Internet banking, the combination of Internet and supply chain finance is increasingly close, which provides a new way to solve the financing problem of agriculture in our country. Therefore, this paper focuses on the study of the Internet era in the context of supply chain finance and modern agricultural production, the integration of innovative models. Through research of supply chain finance principle and China agricultural financing situation of understanding, analysis of the process and features of the Internet model of supply chain finance, combined with the characteristics of agricultural development, put forward in line with the development of modern agricultural supply chain model of financial innovation. 一、绪论 ㈠ 研究背景与意义 在当前互联网高速发展的背景下，互联网金融借以第三方支付、P2P 网络信贷、众筹等互联网金融工具加速和供应链金融的融合，对传统农业融资模式创新形成了深层次、宽领域、总体系上的推动作用。自十三五开始以来，一方面党和政府高度重视ldquo;三农rdquo;问题，2015年政府工作报告中多次提到ldquo;互联网+rdquo;这一新概念，提出行政力量、优惠政策、经济资源三大力量对农业的倾斜与扶持，推动ldquo;互联网+传统行业rdquo;的深入发展。另一方面，包括大北农、福建闽中在内的多家大型农业上市公司已经开始在农资电商平台、农业信息化、农村互联网金融三大领域内大力发展互联网农业供应链金