财务基础知识（Basic knowledge of Finance）.docVIP

财务基础知识（Basic knowledge of Finance） Financial Knowledge Q A Author: time: 2009 06, 23 editor: Wang Wei hits: 2531 [banking basic business knowledge] Question 1.: the concept of cheque A cheque is issued by the drawer, and the bank or other financial institution entrusted with the checking deposit business unconditionally pays the fixed amount to the payee or bearer of the bill at sight. Question 2.: what is the difference between a transfer check and a cash check? Answer: common checks are cash checks and transfer checks, which are clearly marked above the front of the cheque. Cash checks can only be used to draw cash; transfer checks can only be used for transfers and cannot be withdrawn from cash. 3. question: how long is the check period? Answer: within 10 days from the date of the invoice, the bank will not accept the term. The date is counted from one day to the next, and it is postponed during the holidays. 4. question: how to determine the payee of the transfer check? Answer: payee is the name of the other side of the unit, the state financial system requires that the name of the unit must be in accordance with the reimbursement of the unit name on the invoice. 5. question: can the check be altered? Answer: no check is allowed to be altered. 6. question: how to cash the check cashing procedures? Answer: the financial issue of cash cheques in Wuhan city any Corporate Banking Services Construction Bank to cash, but if it exceeds the current day against the cash limit, you must go to the Bank of China Construction Bank (Optics Valley branch of Luxiang pedestrian street near the Carrefour) for cash. Cash cheque payable to Huazhong University of Science and Technology Wenhua College, check back endorsee column to dedicated seal stamped financial units, the payee shall be by check directly to the bank to withdraw cash; cash cheque payable to the persons name, the back of the cheque does not cover any payee name seal, fill in the back of the cheque. ID number and is