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如何防范打借条的法律风险(How to prevent the legal risks of IOUS )
如何防范打借条的法律风险(How to prevent the legal risks of IOUS )
First, the concept of consciousness chapter
1, as the saying goes, a fence of the three piles, one of three men to help relatives, urgent, urgent need to spend money, not a panacea for the poor, the help had to help, the borrowed money to borrow a solution! To help Yili, is conducive to the promotion of common prosperity. Is conducive to promoting social harmony!
2, as the saying goes, harms heart can not be, against the hearts of the people can not be, drink without words, a true gentleman, wealth, distinct husband.. Relations between friends and relatives, feelings of good, to borrow money to repay the matter must also nail riveting clear, not tolerate the slightest bit of arbitrary, irritable and careless, must be consciously guard against borrowing money in the legal risks!
3, in order to avoid disputes, both lenders and borrowers should improve the legal sense of repayment procedures. The borrower shall take the initiative to issue a written, the lender should also remind the borrower issued a written, not because of the sensibilities that export. In case of special circumstances, not on the spot to write IOUs, and both sides should have no interest of third witnesses, timely written iou. At the time of repayment, the lender shall take the initiative to issue a receipt for payment, and the borrower shall take good care of the repayment evidence.
Two, details, skills, articles
(1) from the lenders point of view;
1, to see the identity of borrowers
If the borrower individual citizens, shall require the borrower to produce identity card (or residence booklet, the original, see below) after a copy retained by the lender, and request the borrower in a copy of identity card signature, signing time. If the borrower is a minor (under 18 years of age), his guardian should come forward to lend money. If the borrower is the actual residence address and identity card registration address is inconsistent, it shall requir
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