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各类会计科目(Various accounting subjects)
各类会计科目(Various accounting subjects)
Current account
It services
1. deposit is a limited deposit period, with a bank card or passbook and password can be reserved in the bank Business Hours through the counter or through bank self-service access to cash service.
2. RMB demand deposits 1 yuan deposit, foreign currency demand deposits from the deposit amount of not less than 20 yuan equivalent foreign exchange.
It services
1. USW: customers with bank cards in the ICBC outlets and self-service equipment access to Renminbi cash reserve passbook password in the city of ICBC cash. City can also handle no card (discount) renewal business.
2., flexible funds: customers can use to take, the flow of funds strong.
3., payment convenience: the customer may set up the current account for the payment account, the bank automatically remit all kinds of daily expenses.
To deposit interest rate
Renminbi personal demand deposits are carried on quarterly basis at current interest rates, and the 20 day of the end of each quarter is the interest date. Not to JieXi Nissin households, according to the Qing day listing notice the demand deposit interest rate to the day before the check clearing account.
RMB savings by the accumulated interest law interest shall be calculated according to the actual number of days.
deposit taking
It services
The fixed deposit is stipulated in the deposit period, a minimum amount of all or part of the withdrawal of principal and interest of the service.
It services
1., higher interest rates: fixed deposit interest rates higher than demand deposits, is a traditional financial instruments, the longer the deposit period, the higher the interest rate.
2., the deposit can be agreed: customers can deposit in the deposit period, the maturity of the deposit after the principal and after tax interest will automatically change the deposit period continued.
3., pledge loans: if the term deposits close to maturity, but also in urgent need of funds, customers can handle co
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