按揭贷款（Mortgage loan）.docVIP

按揭贷款（Mortgage loan） Mortgage loan Mortgage loans that property buyers to buy housing collateral, and the purchase of housing by the real estate enterprises to provide periodic guarantee of real estate enterprises to provide periodic guarantee of personal housing loan business. In mortgage loans, people are most concerned about the conditions and procedures, first of all, for the mortgage loans need to provide information: 1, the applicant and spouses identity card, the original account and a copy of 3 copies (if the applicant and the spouse does not belong to the same account, the need to attach proof of marriage). 2, purchase agreement original. 3, room 30% or more advance payment receipts and 1 copies of the original copy. 4, the applicants household income certification materials and related asset certificates, including payroll, personal income tax, tax, unit issued proof of income, bank deposit certificate and so on. 5, developers receive accounts 1 copies. Its loan procedures and procedures are like this. First of all, please go to the bank to find out the relevant information. And apply for the relevant information with the above, apply for personal housing loans. Then accept the banks review and determine the amount of your loan. Next, you can handle the loan contract, and the bank agent insurance. Registration and notarization of property right mortgage. The last remaining is the cancellation of the banks loans, the borrowers monthly repayment and the payment of principal and interest. After the above formalities and procedures, you can get a new house through mortgage. Through the reporter mentioned above, you should have a deeper understanding of the mortgage, and understand the loan related matters, I hope the mortgage this key open more of you, me, his new house door. Property buyers how to apply for mortgage loans? Mortgage in the United States, Japan, Singapore, Hongkong and other places is quite common, and has become a popular way of financing and p