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农村信用社常见考试题(Common examination questions of rural credit cooperatives)
农村信用社常见考试题(Common examination questions of rural credit cooperatives)
The rural credit cooperatives common examination.Txt33 learn tolerance, means growth, show the wood can absorb more sun Fenghua, stretch strong and more mature power. Endurance is a significant hill dew clinging; a fear of wind defying rain perseverance; is not a title not mercenary loyalty. Common examination questions of rural credit cooperatives examination
1. The maximum duration of validity of a temporary deposit account is three years. (x) two years
2, the interest bearing date of the current account is June 30th each year. (V)
Deposit and loan annual interest, in December 20th each year for the interest settlement date; quarterly interest, each quarter of 20 days for the interest settlement date; savings deposit interest settlement date, June 30th; with the benefit of clear, deposit and loan maturity interest settlement date..
3, intermediary business: refers to the form of assets not included in the table, responsible for the formation of non interest income business.
4, the sources of funds of rural credit cooperatives include capital, deposits, financing and other three parts of the financial market.
5, rural credit cooperatives credit management principles: security, liquidity, profitability.
6, the basic principles of integrated asset liability management are as follows: (ABCD)
A, the scale symmetry principle B, the structure symmetry principle C, the repayment symmetry principle D, the target symmetry principle
7, the assets with a risk weight of 10% are: (BCD)
A, deposit B funds, deposit other interbank funds, C, transfer funds, D, dismantle banks, E, and deposit Agricultural Bank funds
In 8, the loan quality index, overdue loan ratio does not exceed (B), sluggish loan ratio does not exceed (), bad debt ratio does not exceed ().
A, 5%, 8%, 2%, B, 8%, 5%, 2%, C, 8%, 2%, 5%, D, 5%,, 2%, 8%.
9, according to the loan method is divided into (ABCDE)
A, credit loans, B, guarantee loans, C,
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