国际结算第六章 托收.ppt

本章内容 What’s collection.何谓托收 Parties in collection.托收中的当事人 Classification of collection托收的种类 Documentary Collection Practice 跟单托收实务 5. Documents Bills under collection托收项下的单据和票据 6. The risks advantages of collection托收的优缺点 7. Financing under a collection托收项下的融资 8. The Introduction of URC522《托收统一规则》国际商会第522号出版物介绍 6.1* Definition After the exporter has shipped the goods (or rendered services) to his customers abroad, he draws a bill of exchange on the latter with or without shipping documents attached thereto and then gives the draft to his bank together with his appropriate collection instructions. 在出口商对其国外客户装运货物或者提供服务之后，他开出以后者为付款人的汇票，汇票可以附带也可以不附带货运单据，然后将汇票连同他恰当的托收指示交给他的往来银行(代为收款) 6.2* Parties in collection Drawer or principal.The principal is generally the customer of a bank who prepares documentation (collection documents) and submits(remits) them to his bank(remitting bank) with a collection order for payment from the buyer(drawee). Draweeit is the buyer or the importer to whom the collection items are to be presented for acceptance or payment. 6.2* Parties in collection Remitting bankIt is the bank to which the drawer entrusts the collection items. It receives documentation from the seller for forwarding to the buyer’s bank along with instuctions for payment. Collecting bank it is the bank entrusted by the remitting bank to present the collection items to the drawee. 6.3* Classification of collection Clean Collection Documentary collection Document against payment (D/P) D/P at sight  D/P after sight Document against acceptance (D/A) 6.3* Classification of collection Clean collection Definition Clean collections are collections on financial instruments without being accompanied by commercial documents ,such as invoice,bill of lading,insurance policy,etc. Features of Clean collection Only the draft and,if necessary,an instruction letter are sent out for collection. The exporter is,in fact,shipping