论银行和储户的关系──以物权二元结构论为基础.docVIP

论银行和储户的关系──以物权二元结构论为基础 论银行和储户的关系──以物权二元结构论为基础 (芜湖市中级人民法院241000) 摘要：银行存款的法律性质决定了银行和储户关系的性质，而以往将银行和储户的关系局限于合同关系，不能揭示二者关系的实质，常常是顾此失彼。本文通过对银行存款物权属性的分析，借助物权二元结构论，提出银行和储户之间是物权关系的新认识。 关键词：银行存款物权二元结构论法律关系 An Analysis of the Relationship between Bank and Depositor --Based on The Dalistic Framework of Real Rights Guo Tingbin (ShangHai Maritime university 200135) Abstract：The legal character of bank deposit has decided the legal character of the relationship between Bank and Depositor,but we seldom grasp the essential of their relationship because we have always put much more attention to the contract be