国际风险与保险环境管理分析(读书笔记).docVIP

《国际风险与保险：环境——管理分析》读书笔记  《国际风险与保险：环境——管理分析》读书笔记 第一部分：作者介绍和译者介绍 作者：Harold D. SKIPPER, Jr.（小哈罗德·斯凯博） Harold D. SKIPPER is former Professor of Risk Management and Insurance and former Chairman of the Department of Risk Management and Insurance at Georgia State University. He retired from GSU effective 1 July 2005. He also held the C.V. Starr Chair of International Insurance. His non-academic experience includes serving as an Economics Affairs Officer with the United Nations in Geneva and as consultant to regulators and intergovernmental organizations, including involvement with the World Bank, OECD, and UNCTAD. He has been a visiting professor at the University of Paris and at Nanyang Technological University in Singapore. He is past President of the American Risk and Insurance Association, past Vice President of the International Insurance Society, and was instrumental in the formation of the Asia-Pacific Risk and Insurance Association for which he was awarded lifetime membership. He serves as Chair of the Scientific Advisory Committee of the Geneva Association and is a member of Phi Beta Delta, the honor society for international scholars. Besides several dozen articles, his publications include the books International Risk and Insurance: An Environmental/Managerial Approach and Life and Health Insurance, now in its 13th edition, with both books having been translated into Japanese and into simplified and traditional Chinese. His bachelor’s degree is from GSU and his masters and Ph.D. degrees are from the Wharton School, University of Pennsylvania.（北京大学中国保险与社会保障研究中心） 译者：荆涛 在读工商管理博士国家注册高级职业经理人曾任某投资公司核心项目组负责人，负责项目谈判和项目规划。某全国知名化妆品公司全国市场总监，负责全国市场的销售管理工作，产品进入屈臣氏、家乐福、太平洋百货。影响力教育训练集团培训中心总监影响力IT公司（博课）产品规划部总监现任影响力讲师团核心签约讲师之一国内首套本土MBA教材执行编委之一Bancs insurance）正在风靡欧洲，相信不久也会扩展到其他地区。本章探讨银行—保险式企业的重要性，金融联合的其他趋势，以及与之相关的公共政策问题。 第6章、从金融角度看保险风险 金融和保险有诸多相同之处。二者都为给客户提供风险管理工具。金融和保险通常的估价技巧有很多相似之处：证券和保险保单的公平价格是它们提供给客户的未来现金流量的预期折现价值。另外，大多数保险和金融学者对风险的定义是相同的，都是指未来结果（现金流量）与预期价值的偏离。最后，可保风险和金融风险的管