农村金融业发展方向的探讨-应用文.doc

摘 要 “三农”问题始终是关系我国经济和社会发展全局的重大问题，一直以来都是我国政府致力于解决的问题，而解决该问题的落脚点是完善我国农村金融业发展。在我国全面建设小康社会中，如何完善我国农村金融业发展，是关系到我国经济社会发展的重大课题。改革开放以来，我国农村经济改革取得很大成效，农民收入大幅度提高。，目前我国农村金融业发展收到抑制，使得金融体系整体功能被削弱，我国农村金融业难以满足农村经济发展需求，进而影响农民收入的增长。Abstract Three rural issue has always been the major issues of the relationship between Chinas economic and social development, has always been our Governments commitment to solve the problem, and solve the problem of the end-result is to improve the rural financial sector development. Of building a moderately prosperous society, how to improve the rural financial sector development is a major issue related to Chinas economic and social development. Since the reform and opening up, Chinas rural economic reform has made great achievements, greatly improve farmers income. But at the same time you can see is the development of Chinas rural financial sector received suppression, making the overall function of the financial system to be weakened, Chinas rural financial sector is difficult to meet the demand for rural economic development, thereby affecting the growth of farmers income. China is the largest developing country in the world. There are large rural population, at the same time, the rural economy which has accounted for a large proportion of the national economy is the basic national conditions of China. But now, whether it can promote rural economic growth by using financial manners has become a key problem. And this problem produced an influence on whether our economy can developed well. While, with the rapid economic development, the more serious problem we have faced is that the level of development between urban and rural areas presents a significant disequilibrium, and the important aspect of the issue is the funds in the rural areas. In rural areas, financial institutions has tended to urbanization, at the same time,a lot of money has lost, so the support of rural economy has been weaken by the financial sectors. Therefore, this pape