在监管过程中使用信用登记数据67.pptVIP

USING CREDIT REGISTER DATA IN THE SUPERVISORY PROCESS 在监管过程中使用信用登记数据 The case of the Bank of Italy 意大利银行的案例 ;MAIN TASKS OF THE CREDIT REGISTER 信用登记的主要任务 For the banks: a better assessment of credit risk 对银行而言：更好地衡量信用风险 monthly return on reported borrowers; 报告借款人的月度还款额 ad hoc request for information on credit applicants; 对信用申请人信息的特定要求 dissemination of data on a monthly/quarterly basis. 按月度\季度分发数据 For the Supervisor: 对监管者而言： improving the assessment of the quality of loan portfolios in the context of the supervisory process; 　在监管过程中改善对贷款组合质量的评估方法 improving macroprudentia