2013年全国硕士研究生入学统一考试英语（二）试题SectionIUseof.doc

2013年全国硕士研究生入学统一考试 英语（二）试题 Section I Use of English Directions: Read the following text. Choose the best word（s） for each numbered blank and mark A, B, C or D on ANSWER SHEET 1.（10 points） Given the advantages of electronic money, you might think that we would move quickly to the cashless society in which all payments are made electronically.1, a true cashless society is probably not around the corner. Indeed, predictions of such a society have been2for two decades but have not yet come to fruition. For example, Business Week predicted in 1975 that electronic means of payment “would soon revolutionize the very3of money itself,” only to 4itself several years later. Why has the movement to a cashless society been so5in coming? Although emoney might be more convenient and may be more efficient than a payments system based on paper, several factors work6the disappearance of the paper system. First, it is very7to set up the computer, card reader, and telecommunications networks necessary to make electronic money the8form of payment. Second, paper checks have the advantage that they9receipts, something that many consumers are unwilling to10. Third, the use of paper checks gives consumers several days of “float”—it takes several days11a check is cashed and funds are12from the issuers account, which means that the writer of the check can earn interest on the funds in the meantime.13electronic payments are immediate, they eliminate the float for the consumer. Fourth, electronic means of payment may14security and privacy concerns. We often hear media reports that an unauthorized hacker has been able to access a computer database and to alter information15there. The fact that this is not an16occurrence means that dishonest persons might be able to access bank accounts in electronic payments systems and17from someone elses accounts. The18of this type of fraud is no easy task, and a new field of computer science is developing to19security issues. A further concern is that th