房地产泡沫的衡量指标和应对措施 .docVIP

房地产泡沫的衡量指标和应对措施 房地产泡沫的衡量指标和应对措施 A Research of Real Estate Bubbles and the Prevention in China 【摘要】 随着国家推行住房市场化改革，全面实行住房分配货币化，房地产市场迎来了新轮的发展浪潮，在中国经济中的地位日益突出，满足了居民解决住房问题，改善居住条件的要求。但是随着住房市场化改革的深入推进，也暴露出诸多问题，比如住房价格上涨过快，房地产供给结构不合理，资源浪费，社会贫富差距拉大，房地产市场投机现象严重等问题，并以房地产价格上涨过快尤为严重。本论文在收集整理大量房地产泡沫资料的基础上，运用房价租金比、房价收入比、购房资金成本租金比、房屋空置率几项衡量指标，得出了自己对于国内房地产市场的判断：我国房地产市场存在一定的泡沫，但泡沫程度并不严重，不危害国民整体经济的运行，由轻度泡沫产生的市场风险在国家制定的宏观政策和信贷政策指引下得到了相应的控制，但同时仍需加强防范措施避免房地产泡沫的进一步膨胀。 ABSTRACT With the national implementation of the reform of the housing market, the full implementation of housing distribution of the currency, the real estate market ushered in the new round of the wave of development in Chinas economic position in the increasingly prominent, and meet the residents to solve housing problems, improve the living conditions of the request. But as the housing market and the deepening of reform forward, also exposed many problems, such as housing prices rise too fast and real estate supply structure is irrational, the waste of resources, social gap between rich and poor is widening, the real estate market speculation and other serious problems, And real estate prices rose too fast particularly severe. In this paper, in compiling a large number of real estate bubble on the basis of information, use of rental housing price ratio, price earnings ratio, the purchase cost of capital than rent, housing vacancy rate of several indicators to measure, draw their own domestic real estate market Judgement: Chinas real estate market there are some bubble, but the bubble level is not serious, do not harm the national economy as a whole operation, from mild bubble of the market risk in the countries of the macroeconomic policy and credit policy guidelines under the control of the corresponding , But still need to strengthen preventive measures to avoid the further expansion of the real estate bubble. Carries out the housing marketability reform along with the country, implemented the housing assignmen