英美企业集团及金融法规之时间发展.pptVIP

英美企業及金融法規之發展 陳春山教授 2003年4月 * 目次 金融市場發展之回顧與前瞻 美國金融服務業現代化法 美國企業現代化法 我國法制改造前瞻 * Global Financial Institutions MA $0 $800 $900 $262 $498 $781 $822 $702 $443 $200 $400 55% 57% 45% 20% 5% 27% 11% 3% 34% 5% 7% 24% 9% 6% 48% 20% 47% 41% 12% 33% 8% 9% 36% 10% Source: Goldman * 全球金融競爭的成功要素 Scale Extract cost efficiencies and enable investment in cutting-edge technology Access lower cost-capital and facilitate efficient capital management Possess wherewithal to make acquisitions Attract and retain talent Geography Pursue growth in under-penetrated markets Leverage existing product and other expertise in new markets Avoid marginalization in globalization of industries Complement strategy to increase scale Scope Diversify earnings and risk exposure Exploit opportunities to cross-sell Enhance service/control access to customer Increase profitability per customer Source: Goldman * Travelers Insurance Group PFS Services Inc. Salomon Smith Barney Holdings Inc. Citicorp Primerica Finance Corp. Primerica Financial Services, Inc. Salmon Brothers Hong Kong Limited Salmon Brothers Hong Kong Futures Limited Salmon Brothers Asset Management Asia Pacific Limited Smith Barney Inc. Salmon Brothers Holding Company Inc. Citicorp Banking Corporation (CBC) Citibank N.A. Citibank Overseas Investment Corp. (COIC) Smith Barney International Inc. Smith Barney Pacific Holdings. Inc. Smith Barney (Asia) Limited Citicorp Insurance Agency Co. Ltd. Diners Club International Ltd. Citicorp General Insurance Agency Co. Ltd. Citibank Salomon Smith Barney Securities (Taiwan) Limited Citicorp Securities Investment Trust Company Section 23A/B 花旗集團團体組織結構圖 citigroup Source: Citigroup * BUSINESS SCOPE AND ORGANIZATION citigroup Global Consumer Group Citibanking Branch based banking business with 28 million customer accounts in 46 countries Cards Citigroup is by far the world’s largest card company with 97 million cards in force Citifinancial Consumer finance bu