银行信用卡：非理性消费和市场力量.pdfVIP

外文翻译 原文 Bank Credit Cards:Consumer Irrationality versus Market Forces Materia Source： Winter Author: Thomas F. Cargill, Jeanne Wendell The credit card industry evolved from relatively small beginnings following World War I1 to the current position where credit cards represent a major financial service used by the majority of households across all income classes (Table 1). (See Canner and Luckett (1992) and Kennickell and Shack-Marquez (1992) for more detail.) This growth accelerated in the 197