工商银行个人理财业务及产品的发展现状问题及对策.docxVIP

工商银行个人理财业务及产品的发展现状问题及对策 毕业论文〔设计〕论文题目：工商银行个人理财业务及产品的进展现状、问题及对策同学姓名丄学号：专业：班级:指导老师:完成日期：年月日工商银行个人理财业务及产品的进展现状、问题及对策AbstractAlong with the rapid development of social economy in our country, the continuous improvement of living stan dards, pers onal disposable in come is growing rapidly. In personal wealth accumulated at the same time, people began to pay more attention to its financial situation, objectively produced pers onal ancial n eeds, and expedites the emerge nee of the industrial and Commercial Bank of the personal financial management business, industrial and Commercial Bank of China as the first to launch one of the industrial and Commercial Bank of personal finan ci al services, has been initially formed with a certain influence of personal financial services brand. Personal financial business the first appeared in Switzerland. After in the United States, Europe and Asia, Japan, Hong Kong, and other economically developed countries and regions won the rapid promotion, is now Become one of the main business of the large banks all over the world. In front of the huge market dema nd and opport un ities, including banks, fin ancial institutio ns have to dig its potential and advantages, increase in vestme nt in science and tech no logy, establish personal fina nee platform, actively seize the personal finance market so that personal financial market competition becomes increasingly fierce. In this paper, according to the China Industrial and commercial bank personal financial situation, compared with the developed countries and regions in the development of the situation, stating the problems existing in our country, find out the restriction factors, finally puts forward the measures to solve the problem, to industrial and Commercial Bank of China should be how to develop the personal financial management business.Key WOrdS：lndustrial and Commercial Bank of China; current situation; problem; strategy4.2个人理财业务的构造 (10)4.3个人理财业务的特点 (11)5工商银行个人理财业务面