[研究生入学考试题库]考研英语(一)模拟124.docxVIP

[研究生入学考试题库]考研英语(一)模拟124 Section Ⅰ Use of EnglishDirections: Read the following text. Choose the best word(s) for each numbered blank and mark A, B, C or D on the ANSWER SHEET.  What happens to debts when we die is something most of us dont really want to have to consider. But its a topic that 1 much confusion, both in life and after death. And its one that can have a huge impact on those we 2 .  We asked an expert at debt charity Step Change what happens to your credit card debts if you die and whether your family members 3 them from you. It is sometimes said that your debts die with you, but 4 that isnt always the case. Sometimes creditors will voluntarily 5 or choose not to 6 the debts of a deceased person, but they dont have to.  7 debts may be covered by insurance policies—but if not, they will still be outstanding. If a debt is in joint names, responsibility will automatically pass to the 8 account holder. 9 , credit cards arent 10 in joint names—an additional cardholder wont 11 responsibility for a credit card debt if the account holder dies.  Any outstanding debt owed by the deceased person at the time of their death will be repaid from the 12 of their estate as part of the probate process.  If this isnt 13 to repay all the debts, the estate is insolvent and could be 14 an insolvency administration order, which is a kind of bankruptcy for a deceased persons estate.  A trustee will be 15 to distribute the proceeds of the estate fairly between all the creditors. 16 a creditor or the representatives of the deceased person can 17 an insolvency administration order.  18 the estate has been 19 , relatives have no responsibility for any 20 debts. 1.A.causesB.instigateC.reduceD.deduce答案:A[解析] 本文共有七段，围绕“人去世后，信用卡债务的偿还问题”进行阐述。文章第一段点名主题；第二、三、四段讲述人去世后，债务可能会消失，或者由保险单承保，或者转移给活着的账户持有