Chapter-11-Insurance国际贸易课程.ppt

Chapter 11 Insurance Chapter 11 Insurance Different Insurance Clauses Insurance Coverage Three Basic Risks Other Additional Risks Insurance Policy/ Certificate Different ways of expressing the insured amount Insurance Premium Types of International cargo transport insurance 国际货物运输保险种类 Scope of Marine Insurance 1. Risk: (1) perils of the sea 海上风险 1) Nature Calamities 自然灾害 2) Accidents 意外事故 (2) Extraneous Risks 外来风险 1)General Extraneous Risks 一般外来风险 2) Special Extraneous Risks 特殊外来风险 2. Cost (1)Total Loss 全部损失 1) Actual Total Loss 实际全损 2) Constructive Total Loss 推定全损 (2) Partial Loss 部分损失 (1) General Average 共同海损 (2) Particular Average 单独海损 3. Marine Charge 海上费用 (1) Sue and Labor Charge 施救费 (2) Salvage Charge 救助费用 1. Basic Risks 基本险： FPA (Free from Particular Average) 平安险 WA or WPA ( With average or With Particular Average) 水渍险 All Risks 一切险，综合险 2. General Additional Risk 一般附加险 3. Special Additional Risk特殊附加险 War Risk 战争险 S.R.R.C (strikes, Riots, Civil Commotions) 罢工、暴动、民变险 Import Duty Risk 进口关税险 Rejection Risk 拒收险 Failure to Deliver Risk 交货不到险 General additional risks (一般附加险） Theft, Pilferage Non-Delivery Risks (T.P.N.D) 偷窃提货不着险 Fresh and/or Rain Water Damage Risks (FWRD) 淡水雨淋险 Shortage Risk = Risk of Shortage 短量险 Intermixture Contamination Risks 混杂，沾污险 Leakage Risk = Risk of Leakage 渗漏险 Clash Breakage Risks 碰损，破碎险 Taint of Odor Risk 串味险 Sweating Heating 受潮受热险 Hook Damage Risk 钩损险 Rust Risk = Risk of Rust 锈损险 Breakage of Packing Risk 包装破损险 Specimen Letter 1 Dear Sir, Re: Your Order No.1023 for 500 Cases Toys We have received your letter dated 23 July requesting us to effect insurance on the captioned shipment for your account. We are pleased to inform you that we have covered