银行招聘考试综合知识(习题卷22).pdfVIP

试卷科目：考试

银行招聘考试综合知识(习题卷22)

说明：答案和解析在试卷最后

第1部分：单项选择题，共65题，每题只有一个正确答案,多选或少选均不得分。

1.[单选题]在现代社会中，通常控制社会、经济运行的两大并行力量是（）。

A)宪法和市场

B)法律和市场

C)政府和政策

D)市场和政府

2.[单选题]资料：Beingfinanciallysecureinretirementjustdoesnthappenmagically.Ittakeslotsof

planning,timeandsavings.Somescaryfactsaboutretirement:Morethan50%ofpersonsdonothaveenough

financesforretirement.25%donotparticipateintheircompanysretirementplan.Theaverageperson

spends20yearsinretirement.Herearesometipstohelpyouplancorrectly:1.Talktoafinancial

professional.Everyfewyears,itsagoodideatoscheduleameetingwithafinancialplannertogeta

“check-up”.Itsjustlikeadoctorsvisit,andyoushouldreallytalkaboutyourpresentsituation

andfuturegoals.2.Save,save,andkeeponsaving.Makeitahabittosaveasmuchasyoucan.3.Learn

yourretirementneeds.Retirementcanbeexpensive.Learnfromtodayhowmuchyouneedtosaveforyour

retirement.Talktoafinancialplanner,orfindanonlineretirementcalculator.4.Takepartinyour

employersretirementplans.Ifyourcompanyoffersone,itisusuallythebesttoolyoucanuse.Talk

toafinancialprofessionalforallyouroptions.5.Learnaboutpensionplans.Ifyouhaveanemployer

orgovernmentpensionplan,learnallthedetails.6.Keepyourretirementsavingsoff-limits.Dontmake

awithdrawaluntilyouretire.Youmightincurpenaltiesanditwillbeasetbackforrealizingyour

goals.7.Getyouremployertostartone,anditcanhelpyoutremendously.8.Learnaboutyour

governmentsretirementplans.Everycountryhasdifferentplans,somewithspecialtaxincentives,so

learnwhatyourcountryoffersandplanaccordingly.9.Doyourownresearch.UsetheInternet,readthe

newspapersandmagazines,talktoyourfriends,to