2024简易个人借款还款合同范本7篇.docx

2024简易个人借款还款合同范本7篇

篇1

合同编号：2024-XXXXXX

借款人：XXX，身份证号码：XXXXXXXXXXXXXXX，联系电话：XXXXXXX，地址：XXXXXXXXXXXX。

贷款人：XXX，身份证号码：XXXXXXXXXXXXXXX，联系电话：XXXXXXX，地址：XXXXXXXXXXXX。

借款金额：人民币XX元（大写：XX元整）。

借款期限：自XXXX年XX月XX日起至XXXX年XX月XX日止。

还款方式：借款人应按照以下方式向贷款人偿还本金和利息：

1.每月还款金额：人民币XX元（大写：XX元整）。

2.还款日期：每月XX日。

3.还款方式：通过银行转账方式，将款项转入贷款人的指定账户。

违约责任：

1.逾期还款：借款人如逾期还款，需按照逾期天数支付逾期罚息，逾期罚息按每日万分之五计算。

2.提前还款：借款人如提前还款，需提前通知贷款人，并确保提前还款金额在还款日之前转入贷款人的指定账户。

争议解决：如双方在执行本合同过程中发生争议，应首先通过友好协商解决；协商不成的，任何一方可向贷款人所在地有管辖权的人民法院提起诉讼。

合同生效：本合同自双方签字或盖章之日起生效。本合同一式两份，借款人和贷款人各执一份。

借款人签字：XXX

贷款人签字：XXX

XXXX年XX月XX日

ContractNo.2024-XXXXXX

Borrower:XXX,IDNo.XXXXXXXXXXXXXXX,ContactNo.XXXXXXX,Address:XXXXXXXXXXXX.

Lender:XXX,IDNo.XXXXXXXXXXXXXXX,ContactNo.XXXXXXX,Address:XXXXXXXXXXXX.

TotalLoanAmount:RMBXXYuan(inwords:XXYuanonly).

LoanTerm:FromXXXXyearXXmonthXXdatetoXXXXyearXXmonthXXdate.

RepaymentMethod:TheBorrowershallrepaytheprincipalandinteresttotheLenderinaccordancewiththefollowingschedule:

1.MonthlyRepayment:RMBXXYuan(inwords:XXYuanonly).

2.RepaymentDate:TheXXthdayofeachmonth.

3.RepaymentMethod:Bybanktransfer,theamountshallbepaidintotheLendersdesignatedaccount.

DefaultResponsibilities:

1.LateRepayments:Incaseoflaterepayment,theBorrowershallpayoverduefinesatarateof0.5%perday.

2.EarlyRepayments:IftheBorrowerintendstomakeearlyrepayments,theLendershallbenotifiedinadvance,andtheearlyrepaymentamountshallbetransferredintotheLendersdesignatedaccountbeforetherepaymentdate.

DisputeResolution:Incaseofanydisputearisingfromtheexecutionofthiscontract,itshallbesettledfirstthroughfriendlynegotiation;ifnegotiationfails,eitherpartymayinitiatealawsuitinthepeoplescourtwithjurisdictionovertheLendersplaceofresidence.

ContractEffect:This