银行个人贷款合同中英文版8篇.docxVIP

银行个人贷款合同中英文版8篇

篇1

BankPersonalLoanContract

甲方（借款人）：__________________

PartyA(Borrower):__________________

乙方（贷款银行）：__________________银行

PartyB(LendingBank):______________Bank

鉴于甲方因个人需求，向乙方申请贷款，经双方友好协商，达成以下协议条款：

WHEREASPartyAappliesforaloanfromPartyBforpersonalneeds,thefollowingtermsandconditionsareagreeduponbybothpartiesthroughfriendlyconsultation:

一、贷款金额及用途

LoanAmountandPurpose:

1.乙方同意向甲方提供贷款人民币（大写）__________________元整（小写￥__________________）。贷款的具体金额在贷款发放后由乙方系统记录为准。

PartyBagreestoprovidePartyAwithaloanofRMB__________________(inwords)only(￥______________infigures).ThespecificloanamountshallberecordedbyPartyB’ssystemaftertheloanisissued.

2.贷款用途仅限于__________________（如：购房、购车、教育、旅游、医疗等个人消费）。甲方不得将贷款用于非法用途或违反合同约定。

Theloanshallbeusedsolelyforthepurposeof_________________(suchaspurchasingrealestate,vehicle,education,travel,medicaltreatment,etc.).PartyAshallnotusetheloanforanyillegalpurposeorinviolationofthecontract.

二、贷款期限及利率

LoanTermandInterestRate:

1.贷款期限为______年，自贷款发放之日起计算。

Theloantermis_____years,calculatedfromthedateofloanissuance.

2.贷款利率按乙方公布的贷款利率执行，当前年利率为______%。如遇利率调整，按乙方新利率政策执行。

TheinterestrateissubjecttotheinterestratepublishedbyPartyB,withthecurrentannualinterestrateat____%.Incaseofinterestrateadjustment,thenewinterestratepolicyofPartyBshallbeapplied.

三、还款方式及计划

RepaymentMethodandSchedule:

1.甲方应按等额本息还款法，每月偿还贷款本息。

PartyAshallrepaytheloanprincipalandinterestonamonthlybasisinaccordancewiththeprincipalandinterestmethod.

2.还款计划按照合同约定的期限执行，如甲方未能按时还款，需按照逾期利率支付逾期利息。

Therepaymentscheduleshallbeimplementedinaccordancewiththeagreedtermofthecontract.IfPartyAfailstorepayontime,overdueinterestshallbepaidattheoverdueinterestrate.

（请根据实际情况详细列出还款计划表）