2025年银行金融英语试题及答案.docVIP

2025年银行金融英语试题及答案

一、单项选择题（每题2分，共10题）

1.Whichofthefollowingisabasicfunctionofabank?

A.Sellingcars

B.Offeringfinancialservices

C.Manufacturinggoods

D.Farming

答案：B

2.“Deposit”inbankingtermsmeans:

A.Totakemoneyoutofanaccount

B.Toputmoneyintoanaccount

C.Toborrowmoney

D.Tolendmoney

答案：B

3.Thecentralbankofacountryismainlyresponsiblefor:

A.Servingindividualcustomers

B.Makingprofitsforshareholders

C.Controllingthemoneysupply

D.Runningsmall-scalelocalbanks

答案：C

4.Abanks“interestrate”is:

A.Thefeeforusingasafetydepositbox

B.Theamountofmoneyabankhasinreserve

C.Thepercentagechargedorpaidfortheuseofmoney

D.Thepriceofabanksstocks

答案：C

5.Whichofthefollowingisatypeofloan?

A.Mortgage

B.Check

C.ATMcard

D.Bankstatement

答案：A

6.Ininternationalbanking,“foreignexchange”refersto:

A.Changingmoneyfromonecurrencytoanother

B.Exchanginggoodsbetweencountries

C.Sendingmoneyabroadwithoutcurrencyconversion

D.Buyingforeignstocks

答案：A

7.A“bankruptcy”inthefinancialworldmeans:

A.Abankisopeninganewbranch

B.Acompanyorindividualisunabletopaytheirdebts

C.Abankismakingalargeprofit

D.Afinancialinstitutionischangingitsname

答案：B

8.“Creditrating”isusedto:

A.Determinehowmuchapersoncandepositinabank

B.Evaluatethecreditworthinessofaborrower

C.Decidethecolorofabankslogo

D.Calculatetheinterestrateofasavingsaccount

答案：B

9.A“bankteller”ismainlyresponsiblefor:

A.Decidingthebanksinvestmentstrategy

B.Servingcustomersatthecounter

C.Designingnewbankproducts

D.Managingthebanksoveralloperations

答案：B

10.“Onlinebanking”allowscustomersto:

A.Onlyviewtheiraccountbalances

B.ConductvariousbankingtransactionsviatheInternet

C.Openaphysicalbankbranch

D.Exchangephysicalcurrencywithbankemployeesonline

答案：B

二、多项选择题（每题2分，共10题）

1.Bankservicesmayinclude:

A.Saving