2025年银行业务英语试题及答案.docVIP

2025年银行业务英语试题及答案

一、单项选择题（每题2分，共10题）

1.“ATM”standsfor_.

A.AutomaticTellerMachine

B.AutomaticTransferMachine

C.AutomaticTransactionMachine

答案：A

2.Theterm“interestrate”refersto_.

A.theamountofmoneyyoudeposit

B.thepercentagechargedorearnedonaloanordeposit

C.thefeeforbankingservices

答案：B

3.Whichofthefollowingisatypeofbankaccount?

A.Notebook

B.Savingsaccount

C.Pencilcase

答案：B

4.“Creditcard”ismainlyusedfor_.

A.borrowingbooks

B.makingpurchasesoncredit

C.writingchecks

答案：B

5.Theabbreviation“FDIC”intheUSbankingsystemmeans_.

A.FederalDepositInsuranceCorporation

B.FederalDebtInsuranceCompany

C.FederalDiscountInsuranceCenter

答案：A

6.Inbanking,“withdrawal”means_.

A.puttingmoneyintoanaccount

B.takingmoneyoutofanaccount

C.transferringmoneybetweenaccounts

答案：B

7.A“bankstatement”is_.

A.astatementmadebyabankteller

B.asummaryoftransactionsinanaccount

C.aformforopeninganewaccount

答案：B

8.“Overdraft”occurswhen_.

A.youhavemoremoneyinyouraccountthanyouthought

B.youspendmoremoneythanyouhaveinyouraccount

C.youtransfermoneytoanotheraccountsuccessfully

答案：B

9.Whichofthefollowingisabankingservice?

A.Haircut

B.Loan

C.Cooking

答案：B

10.“Currencyexchange”inabankisfor_.

A.changingthetypeofmoney(e.g.,fromdollarstoeuros)

B.exchangingoldbanknotesfornewones

C.tradingstocks

答案：A

二、多项选择题（每题2分，共10题）

1.Whichofthefollowingcanbeusedtoaccessyourbankaccount?

A.Debitcard

B.Onlinebanking

C.Bankpassbook

D.Mobilebankingapp

答案：ABCD

2.Bankservicesforbusinessesmayinclude_.

A.Businessloans

B.Merchantservices

C.Payrollmanagement

D.Accountancyservices

答案：ABC

3.Whenopeningabankaccount,youmayneedtoprovide_.

A.Identificationdocuments

B.Proofofaddress

C.Initialdeposit

D.Employmenthistory

答案：ABC

4.Thefollowingaretypesofbankloans_.

A.Mortgageloan

B.Personall