银行英语考试试题及答案.docVIP

银行英语考试试题及答案

一、单项选择题（每题2分，共10题）

1.Theword“deposit”means_.

A.取款B.存款C.贷款D.利息

2.WhatisthecurrencycodefortheUSdollar?

A.EURB.GBPC.USDD.JPY

3.A_accountisusedfordailytransactions.

A.savingsB.currentC.fixedD.loan

4.Theinterestrateisusuallyexpressedasa_.

A.fractionB.decimalC.percentageD.ratio

5.Whichofthefollowingisapaymentmethod?

A.chequeB.creditcardC.bothAandBD.neitherAnorB

6.Ifyouwanttoborrowmoneyfromabank,youneedtoapplyfora_.

A.depositB.loanC.savingsaccountD.currentaccount

7.Thebankstatementshows_.

A.onlydepositsB.onlywithdrawalsC.alltransactionsD.onlyinterestearned

8.“Maturity”inafixed-depositcontextrefersto_.

A.thestartdateB.theenddateC.theinterestrateD.theamountofdeposit

9.Aletterofcreditismainlyusedin_.

A.domestictradeB.internationaltradeC.personalbankingD.investmentbanking

10.Whichofthefollowingisaliabilityforabank?

A.loansB.depositsC.investmentsD.buildings

二、多项选择题（每题2分，共10题）

1.Commonbankingservicesinclude_.

A.depositsB.loansC.foreignexchangeD.insurance

2.Whichofthefollowingaretypesofdeposits?

A.demanddepositsB.timedepositsC.savingsdepositsD.currentdeposits

3.Keyelementsofaloanagreementusuallyinclude_.

A.loanamountB.interestrateC.repaymenttermsD.collateral

4.Internationalpaymentmethodsinclude_.

A.telegraphictransferB.mailtransferC.letterofcreditD.collection

5.Inabank,thedepartmentsmayinclude_.

A.retailbankingB.corporatebankingC.investmentbankingD.riskmanagement

6.Whatfactorscanaffecttheinterestrate?

A.inflationB.centralbankpoliciesC.economicgrowthD.marketcompetition

7.Documentsrequiredforopeningabankaccountmayinclude_.

A.identificationB.proofofaddressC.incomestatementD.referenceletter

8.Servicespr