邮储银行2025晋中市笔试英文行测高频题含答案.docxVIP

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邮储银行2025晋中市笔试英文行测高频题含答案

第一部分：选词填空（共5题，每题2分，总分10分）

背景提示：以下题目涉及银行业务、金融科技、区域经济发展等内容，结合晋中市实际情况。

1.Therapiddevelopmentoffintechhas______thetraditionalbankingmodel,requiringbankstoadaptquicklytonewmarket______.

A.transformed;dynamics

B.revolutionized;trends

C.altered;conditions

D.reshaped;demands

2.Inordertoimproveserviceefficiency,ourbankplansto______AI-poweredchatbotstohandlebasiccustomer______atbranchoffices.

A.integrate;inquiries

B.deploy;transactions

C.implement;feedback

D.enhance;complaints

3.Thelocalgovernment’spolicyto______smallandmedium-sizedenterpriseshasboostedeconomicgrowthinJinzhongCity.

A.stimulate

B.restrict

C.regulate

D.discourage

4.Ourbank’smobileapphasbeenupgradedto______digitalpayments,makingitmoreuser-friendlyforcustomersinruralareas.

A.facilitate

B.optimize

C.streamline

D.enhance

5.ThenewbranchinJinzhongCityaimsto______financialservicestounderservedcommunities,includingfarmersandentrepreneurs.

A.extend

B.limit

C.centralize

D.integrate

第二部分：阅读理解（共5题，每题3分，总分15分）

背景提示：文章内容涉及金融科技、普惠金融、晋中市经济发展等主题。

Passage1

Theriseoffintechhasbroughtbothopportunitiesandchallengestotraditionalbanking.Ononehand,technologieslikeblockchainandAIcanimproveefficiencyandreducecosts.Ontheotherhand,banksmustaddresscybersecurityrisksandregulatorycompliance.InJinzhongCity,localbankshavestartedadoptingfintechsolutionstobetterserveruralclients.Forexample,mobilebankingappsnowallowfarmerstoaccessloansandinsurancemoreeasily.However,thereremainsagapindigitalliteracyamongolderdemographics.Therefore,banksneedtobalanceinnovationwithcustomereducation.

Questions

6.Whatisthemainchallengeoffintechfortraditionalbanks?

A.Highcostsoftechnologyadoption

B.Cybersecurityrisksandregulatorycompliance

C.Lackofcustomertrustindigitalservices

D.Insuf