交通银行唐山市笔试英文行测高频题含答案.docxVIP

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交通银行唐山市笔试英文行测高频题含答案

第一部分：选词填空（共5题，每题2分，共10分）

1.Therapiddevelopmentofartificialintelligencehas______thetraditionalbankingindustry,forcingmanyinstitutionstoadapttheirbusinessmodelstostaycompetitive.

A.revolutionized

B.standardized

C.optimized

D.complicated

2.Inorderto______thehigh-riskloanportfolio,thebankimplementedstrictercreditassessmentcriteria.

A.diversify

B.mitigate

C.enhance

D.allocate

3.Thenewmobilebankingappaimsto______customerengagementbyofferingpersonalizedfinancialrecommendations.

A.boost

B.diminish

C.delay

D.neglect

4.Duetoeconomicfluctuations,thebanksrevenuegrowthhas______significantlyinthepastquarter.

A.declined

B.stabilized

C.surged

D.fluctuated

5.Theregulatoryauthorityurgedfinancialinstitutionsto______theircompliancemeasurestopreventfraudulentactivities.

A.strengthen

B.weaken

C.ignore

D.revise

第二部分：阅读理解（共4题，每题3分，共12分）

Passage1:

Theglobalfinancialcrisisof2008highlightedtheimportanceofriskmanagementinthebankingsector.Traditionalbankingmodels,whichreliedheavilyoncreditratingsandcollateralassessments,provedinsufficientinidentifyingandmitigatingsystemicrisks.Asaresult,manybanksfacedliquidityshortagesandinsolvency.Toaddressthesechallenges,regulatorybodiesintroducedstrictercapitalrequirementsandstress-testingprotocols.Modernbankshavesinceadoptedadvanceddataanalyticsandmachinelearningalgorithmstopredictandmanagerisksmoreeffectively.However,theevolvinglandscapeofcyberthreatsandgeopoliticaluncertaintiescontinuestoposesignificantchallengesforfinancialinstitutionsworldwide.

1.Whatwastheprimarycauseofthebankingsectorsstrugglesduringthe2008financialcrisis?

A.Regulatoryoversight

B.Inadequateriskmanagement

C.Technologicaladvancements

D.Globaleconomicgrowth

2.Accordingtothepassage,howhavemodernbanksimprovedtheirr