浙江2025自考[金融学]英语二易错题专练.docxVIP

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浙江2025自考[金融学]英语（二）易错题专练

一、选择题（共10题，每题1分）

说明：每题只有一个最佳答案。

1.TherapiddevelopmentoffintechinZhejiangprovincehassignificantly______theefficiencyoftraditionalbankingservices.

A)enhanced

B)deteriorated

C)standardized

D)centralized

2.WhichofthefollowingisNOTatypicalriskforfinancialinstitutionsinthecontextofChinasregulatoryenvironment?

A)Interestraterisk

B)Creditrisk

C)Policyrisk

D)Cryptocurrencyvolatility

3.WhentranslatingfinancialreportsfromEnglishtoChinese,itiscrucialtopayattentionto______toensureaccuracy.

A)culturaldifferences

B)mathematicalprecision

C)technicaljargon

D)alloftheabove

4.Thetermhedginginfinancereferstothestrategyof______.

A)increasingexposuretoaparticularasset

B)reducingpotentiallossesthroughderivativeinstruments

C)diversifyinginvestmentsrandomly

D)minimizingtaxobligations

5.AfinancialanalystinHangzhoumightuseSWOTanalysisto______.

A)evaluatethefinancialhealthofacompany

B)predictstockmarkettrends

C)assessthecompetitivenessofafintechstartup

D)calculatetheROIofaninvestment

6.TheBaselIIIframeworkprimarilyfocuseson______.

A)consumerprotection

B)capitaladequacyandliquidityrequirements

C)anti-moneylaunderingmeasures

D)marketcompetitionregulation

7.IfabankinNingboissuesaloantoalocalSME,itmustconsidertheborrowers______todeterminecreditworthiness.

A)collateralvalue

B)socialmediapopularity

C)employeesatisfaction

D)politicalconnections

8.Thephrasefloatationcostsinfinancialaccountingtypicallyrefersto______.

A)thefeesincurredwhenissuingnewshares

B)theinterestexpenseondebt

C)thetransactionfeesforcurrencyexchange

D)thedepreciationoffixedassets

9.InthecontextofZhejiangsexport-orientedeconomy,whichfinancialinstrumentcanhelpbusinessesmanageforeignexchangerisk?

A)Forwardcontract

B)Mutualfund

C)Bond

D)Equity