辽宁2025自考[金融学]英语二易错题专练.docxVIP

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辽宁2025自考[金融学]英语（二）易错题专练

一、单项选择题（共10题，每题1分）

1.Therapiddevelopmentofdigitalbankinghas______thetraditionalfinancialservicesindustry.

A.revolutionized

B.optimized

C.substituted

D.complemented

2.Inthecontextoffinancialriskmanagement,______isakeytoolforassessingmarketvolatility.

A.SWOTanalysis

B.VaR(ValueatRisk)

C.P/Eratio

D.dividendyield

3.A______isafinancialcontractwherethebuyerpaysapremiumfortherighttobuyorsellanassetatapredeterminedprice.

A.futurescontract

B.optionscontract

C.forwardscontract

D.swapscontract

4.TheBaselAccordsprimarilyaimto______.

A.promotefinancialinnovation

B.regulatecross-bordercapitalflows

C.enhancebankcapitaladequacy

D.reducetradebarriers

5.TheChinesegovernmenthasimplemented______policiestosupportthegrowthofthefintechsector.

A.restrictive

B.neutral

C.supportive

D.speculative

6.Intheeventofafinancialcrisis,______isoftenusedtostabilizethebankingsystem.

A.quantitativeeasing

B.fiscalausterity

C.tradeprotectionism

D.deflationarypolicies

7.The______ratiomeasuresacompanysabilitytomeetshort-termobligationswithitscurrentassets.

A.debt-to-equity

B.current

C.liquidity

D.ROI(ReturnonInvestment)

8.TheAsianInfrastructureInvestmentBank(AIIB)primarilyfocusesonfinancing______projects.

A.commercial

B.residential

C.infrastructure

D.speculative

9.A______isafinancialinstitutionthatprovidesloanstobusinessesandindividuals.

A.securitiesfirm

B.insurancecompany

C.commercialbank

D.investmentbank

10.The______isakeyindicatorofacountryseconomichealth.

A.GDPgrowthrate

B.inflationrate

C.unemploymentrate

D.tradedeficit

二、多项选择题（共5题，每题2分）

1.Whichofthefollowingarecommonrisksassociatedwithinternationalfinance?

A.exchangeraterisk

B.politicalrisk

C.creditrisk

D.interestraterisk

E.liquidityrisk

2.Thefollowingaretoolsused