黑龙江2025自考[健康与医疗保障]英语二考前冲刺练习题.docxVIP

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黑龙江2025自考[健康与医疗保障]英语（二）考前冲刺练习题

一、单项选择题（共20题，每题1分，计20分）

说明：每题只有一个最佳答案。

1.Theprimarygoalofhealthinsuranceisto______.

A.maximizemedicalprofits

B.reducehealthcarecosts

C.ensurefinancialprotectionagainstmedicalexpenses

D.regulatehealthcareproviders

2.In黑龙江,theruralhealthcooperativesystemprimarilytargets______.

A.urbanresidents

B.elderlypatients

C.low-incomefarmers

D.privateclinics

3.Whichofthefollowingisacharacteristicofsocializedmedicine?

A.Highout-of-pocketexpenses

B.Privateownershipofhealthcarefacilities

C.Governmentfundingandadministration

D.Limitedaccessfornon-workingcitizens

4.Thetermhealthcareaccessibilityrefersto______.

A.thequalityofmedicalservices

B.theeasewithwhichpeoplecanobtaincare

C.thecostofmedicaltreatments

D.thespecializationofdoctors

5.Ahealthinsuranceplanwithahighdeductiblerequirestheinsuredtopay______.

A.afixedamountpervisit

B.alargerportionofexpensesbeforecoveragekicksin

C.nopremiumforthefirstyear

D.alowerco-payforspecialists

6.In黑龙江,thethree-tieredhealthcaresystemincludes______.

A.onlypublichospitals

B.primary,secondary,andtertiarycarefacilities

C.onlyprivateclinics

D.militaryhospitalsexclusively

7.Whichhealthcaremodelemphasizespreventivecare?

A.Fee-for-service

B.capitation

C.healthmaintenanceorganization(HMO)

D.catastrophicinsurance

8.TheWorldHealthOrganization(WHO)defineshealthas______.

A.theabsenceofdisease

B.physicalwell-beingonly

C.mental,social,andphysicalwell-being

D.economicstability

9.Ahealthcareproviderwhorefusestoacceptpatientswithoutinsurancemaybeviolating______.

A.anti-discriminationlaws

B.patientconfidentialityrules

C.insurancemandates

D.professionallicensingrequirements

10.Thetermoutpatientreferstoapatientwho______.

A.isadmittedtothehospitalforsurgery

B.receivescarewithoutstay