山西2025自考[金融学]英语二模拟题及答案.docxVIP

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山西2025自考[金融学]英语（二）模拟题及答案

一、单项选择题（共20题，每题1分，计20分）

1.TherapiddevelopmentofthefinancialtechnologyinShanxihassignificantlyimproved______efficiency.

A.banking

B.trade

C.industrial

D.agricultural

2.InthecontextofShanxiscoalindustry,whichofthefollowingfinancialinstrumentsismostsuitableforhedgingpricerisks?

A.Futurescontracts

B.Options

C.Bonds

D.Mutualfunds

3.ThemainpurposeoftheShanxiProvincialFinancialStabilityCouncilisto______.

A.regulatestockmarkets

B.overseeregionalfinancialrisks

C.promoteforeigninvestment

D.setinterestrates

4.Whichfinancialtheorysuggeststhatinvestorsarerisk-averseandpreferhigherreturnsforhigherrisks?

A.EfficientMarketHypothesis

B.ModernPortfolioTheory

C.BehavioralFinance

D.Monetarism

5.TheYunchengFinancialInnovationZoneinShanxiaimsto______.

A.attractforeignbanks

B.developlocalfinancialservices

C.reduceinflation

D.increaseexportcredits

6.Afinancialproductthatcombinesfixedincomeandequityisknownas______.

A.abond

B.anannuity

C.ahybridsecurity

D.acertificateofdeposit

7.TheShanxiProvincialRuralCreditUnionAssociationprimarilyserves______.

A.largecorporations

B.smallandmediumenterprises

C.ruralhouseholds

D.urbaninvestors

8.Whichfinancialratioindicatesacompanysabilitytomeetshort-termobligations?

A.Debt-to-EquityRatio

B.CurrentRatio

C.ReturnonEquity

D.Price-to-EarningsRatio

9.TheShanxiGreenFinanceInitiativefocusesonfunding______projects.

A.high-techindustries

B.renewableenergy

C.traditionalmanufacturing

D.realestatedevelopment

10.TheroleofthePeoplesBankofShanxiisto______.

A.regulateinsurancecompanies

B.managetheregionalmoneysupply

C.setstockexchangerules

D.overseeforeignexchangereserves

11.InShanxisfinancialmarket,whichinstitutionisresponsibleforclearingandsettlingtransactions?

A.TheShanxiSecuritiesE