2025年银行校园英语试题及答案.docVIP

2025年银行校园英语试题及答案

一、单项选择题（每题2分，共10题）

1.Whatistheprimaryroleofacommercialbank?

A.Investment

B.Savings

C.Lending

D.Insurance

Answer:C

2.Whichofthefollowingisatypeofcheckingaccount?

A.Savingsaccount

B.Certificateofdeposit

C.Moneymarketaccount

D.Demanddepositaccount

Answer:D

3.WhatdoestheacronymFDICstandfor?

A.FederalDepositInsuranceCorporation

B.FederalDigitalInformationCorporation

C.FederalDepositInsuranceCenter

D.FederalDataInsuranceCorporation

Answer:A

4.Howisinflationtypicallymeasured?

A.GDPgrowthrate

B.ConsumerPriceIndex(CPI)

C.Unemploymentrate

D.Interestrate

Answer:B

5.Whatisthemainpurposeofacreditscore?

A.Todetermineloaninterestrates

B.Totracksavings

C.Tomonitorinvestments

D.Tocalculateinsurancepremiums

Answer:A

6.Whichfinancialinstrumentrepresentsownershipinacompany?

A.Bond

B.Stock

C.Mutualfund

D.Certificateofdeposit

Answer:B

7.Whatisthetermfortheprocessofbuyingandsellingassetstoinfluencetheirprice?

A.Arbitrage

B.Hedging

C.Speculation

D.Diversification

Answer:C

8.Whatistheprimaryfunctionofacentralbank?

A.Toregulatecommercialbanks

B.Toprovideloanstoindividuals

C.Tomanagethenationalcurrency

D.Toinvestinstocks

Answer:C

9.Whatisthetermfortheinterestratechargedbyacentralbankonloanstocommercialbanks?

A.Primerate

B.Federalfundsrate

C.Discountrate

D.Mortgagerate

Answer:C

10.Whatisthemainpurposeofabalancesheet?

A.Totrackincomeandexpenses

B.Todeterminethevalueofinvestments

C.Toanalyzecashflow

D.Toassessthefinancialhealthofacompany

Answer:D

二、多项选择题（每题2分，共10题）

1.Whatarethemainfunctionsofacommercialbank?

A.Acceptingdeposits

B.Providingloans

C.Offeringinvestmentproducts

D.Managingforeignexchange

Answer:A,B

2.Whichofthefollowingaretypesofsavingsaccounts?

A.High-yieldsavingsaccount

B.Certificateofdeposit

C.Moneymar