兹维博迪金融学第二版试题库5TB(1).pdfVIP

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ChapterFive

HouseholdSavingsandInvestmentDecisions

Thischaptercontains28multiplechoicequestions,10shortproblems,and9longer

problems.

MultipleChoice

1.Gettingaprofessionaldegreecanbeevaluatedas________.

a)asocialsecuritydecision

b)aninvestmentinhumancapital

c)aninvestmentinaconsumerdurable

d)ataxexemptdecision

Answer:(b)

2.

leftwithafterpayingtaxes?

a)$51,445

b)$64,000

c)$80,501

d)$100,627

Answer:(c)

3.

accumulatedatretirement?

a)$51,445

b)$64,000

c)$80,501

d)$100,627

Answer:(a)

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4.Whenyourtaxrateremainsunchanged,thebenefitoftaxdeferralcanbesummarizedinthe

rule,“deferralearnsyou________.”

a)theafter-taxrateofreturnbeforetax

b)thepretaxrateofreturnaftertax

c)theafter-taxrateofreturnaftertax

d)thepretaxrateofreturnbeforetax

Answer:(b)

5.Fromaneconomicperspective,professionaltrainingshouldbeundertakenifthe________

exceedsthe________.

a)futurevalueofthebenefit;presentvalueofthecosts

b)presentvalueofthebenefits;futurevalueofthecosts

c)futurevalueofthebenefits;futurevalueofthecosts

d)presentvalueofthebenefits;futurevalueofthecosts

Answer:(d)

6.

youchoosetowithdrawthetotalaccumulatedamountatretirement,whatwillyoubeleft

withafterpayingtaxes?

a)$7,532

b)$10,760

c)$12,298

d)$15,372

Answer:(b)

7.

toageeighty-five.Herlaborincomeis$45,000peryearandsheintendstomaintaina

constantlevelofrealconsumptionspendingoverthenextfifty-fiveyears.Assumingareal

Kecia’shumancapital?

a)$31,797