向弱势家庭提供贷款与消费:来自韩国的证据(英).pdfVIP

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向弱势家庭提供贷款与消费:来自韩国的证据(英).pdf

BISWorkingPapers

No1331

Lendingtovulnerable

householdsand

consumption:evidence

fromKorea

byJieunLeeandIlhyockShim

MonetaryandEconomicDepartment

February2026

JELclassification:E12,G51

Keywords:bank,consumption,debtserviceratio,

delinquency,householddebt,non-bankfinancial

institution,zombieborrower

BISWorkingPapersarewrittenbymembersoftheMonetaryandEconomic

DepartmentoftheBankforInternationalSettlements,andfromtimetotimebyother

economists,andarep

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