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引入Introduction案例Case学校附近的连锁超市老板张哥，最近想把200平的店扩成500平，算下来缺120万装修和进货钱。BrotherZhang,theownerofachainsupermarketneartheschool,recentlywantstoexpandhis200-square-meterstoreto500squaremeters.Aftercalculation,heisshortof1.2millionyuanfordecorationandstockpurchases.“100万以上要尽职调查，至少等3周”Forloansover1millionyuan,duediligenceisrequired,andyouhavetowaitatleast3weeks.“没房产抵押，额度批不下来”Withoutrealestatemortgage,thecreditlinecanno