2026年银行招聘考试英语模拟题.docxVIP

2026年银行招聘考试英语模拟题

PartIMultipleChoice—SingleAnswer（每题1分，共20分）

1.TheBaselIIIleverageratioiscalculatedas

A.Tier1capital/totalassets

B.Tier1capital/exposuremeasure

C.Totalcapital/risk-weightedassets

D.CommonEquityTier1/netstablefunding

Answer:B

2.Whichofthefollowingbestdescribesthe“negativecarry”ofabondheldinthetradingbook?

A.Thebond’scouponisbelowthefundingcost.

B.Thebondtradesabovepar.

C.Thebond’sdurationisnegative.

D.Thebondiscallable.

Answer:A

3.Inaplain-vanillainterest-rateswap,thebankpays6-monthLIBO