国际清算银行-评估最近的拨备规则对哥伦比亚消费信贷分配的影响(英)-2026.7-43页.pdfVIP

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国际清算银行-评估最近的拨备规则对哥伦比亚消费信贷分配的影响(英)-2026.7-43页.pdf

BISWorkingPapers

No1366

Assessingtheeffectsofrecent

provisioningrulesonconsumer

creditallocationinColombia

byDiegoCuesta-Mora,FredyGamboa-EstradaandCamilo

Sanchez-Quinto

MonetaryandEconomicDepartment

July2026

JELclassification:E51,E60,G21,G28

Keywords:loan-lossprovisions,creditsupply,consumer

loans,creditrisk

BISWorkingPapersarewrittenbymembersoftheMonetaryandEconomic

DepartmentoftheBankforInternationalSettlements,andfromtimetotimebyother

economists,andarepublishedbytheBank.Thepapersareonsubje

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