原创力文档麦肯锡-银行数字孪生：非金融风险管理的未来 The bank’s digital twin The future of nonfinancial risk management.pdfVIP
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- 2026-10-13 发布于山西
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Mckunsey
company
RiskResilienceandFinancialServicesPractices
Thebank’sdigitaltwin:
Thefutureofnonfinancial
riskmanagement
Theriskfunction’sfundamentalpurposehasnotchanged,butthenatureof
therisks,thepaceatwhichtheymaterialize,andthetoolsavailableto
managethemhave.
byAnkeRaufuss,BjörnNilsson,andLauraWebanck
withAndrewMargrave
October2026
Nonfinancialrisk(NFR)hasalwaysbeendifficulttomanagewell.Unlikecreditormarketrisk,it
resistsneatquantification,spansorga
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