美国养老行业的下一个时代:重塑竞争格局的四大转变.docxVIP

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美国养老行业的下一个时代:重塑竞争格局的四大转变.docx

October2026

FinancialServicesPractice

ThenexteraofUS

retirement:Fourshiftsredefiningcompetition

TheUSretirementindustryisenteringanewera.Fourshifts,fromAItoproductinnovation,areredefiningwherevaluewillbecreated.

TheUSretirementmarketremainsthelargestintheworld,withapproximately$40trillioninassetstodayandcontinuedgrowthexpectedoverthecomingdecade.1Atthesametime,theindustryisenteringaperiodofstructuralchange,drivenbydemographicandtechnologicalshifts,evolvingregulation,andchangingeconomicsacrosstheretirementv

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