金融学本科论文3.docVIP

本科生毕业论文 企业信用缺失的现状与对策研究 学生姓名 指导教师 级 别 学 院 专 业 班 级 学 号 二0一 年 月 日 企业信用缺失的现状与对策研究 摘 要 市场经济必然是信用经济，市场经济愈发达愈要强化信用伦理。自从中国加入世贸以来，成为了企业应当遵守的国际游戏规则。然而由于我国市场经济体制不够完善，失信现象经常发生。信用缺失会给企业带来巨大的负面效应，破坏生存与发展的软环境，使运行处于无序状态。为加强企业信用体系建设，应建立和完善企业信用评估体系、信用担保体系、内部信用管理制度和信用监管制度，规范发展企业信用中介服务机构，从法律上加大对失信企业的惩罚力度。 关键词：信用理论；市场经济；信用缺失；信用监管 Research on Lack of Corporation Credit Status and the Corresponding Strategy Abstract Market economy must be credit economy, the more developed market economy, the more credit to strengthen the ethics. Since Chinas accession to the WTO has become a trustworthy enterprise should comply with international rules of the game. However, due to Chinese market economy system is not perfect, loss is a frequent occurrence. Lack of credit will give companies a tremendous negative effect, the destruction of their survival and development of soft environment to make it run in a disordered state. To strengthen enterprise credit system, should establish and improve enterprise credit evaluation system, the credit guarantee system, the internal credit management system and the credit monitoring system, regulate the development of intermediary services, business credit institutions,Dishonesty from corporate law to increase the punishment. In summary, this article, the understanding of the business credit management, credit management compared the differences between Western, practical understanding of our business credit management Insufficient, and From both internal and external systems put forward measures to strengthen credit management and program, effectively improve the Corporate Credit and promote healthy development of enterprises. Key words: Credit Ethics；Market economy；Lack of credit；Credit control  引 言 1 一、企业信用管理的概述 2 （一）企业信用风险以及企业信用风险管理的内涵 2 （二）企业信用管理的职能 2 （三）企业信用管理的意义 3 二、中西方企业信用管理对比分析 4 （一）西方国家企业信用管理简介 4 1．管理理念 4 2．管理制度 4