绍兴地区民营企业融资结构优化研究毕业论文.docVIP

毕业论文 （20_ _届） 绍兴地区民营企业融资结构优化研究 摘 要 企业是我国国民经济的重要组成部分在经济社会发展中具有大企业无法替代的特殊的战略地位。融资难造成企业融资方式单一，融资渠道狭隘，融资结构存在许多缺陷。想要解决企业生存和发展上的障碍，解决融资问题。企业融资的现状Abstract The private enterprise of national economy in China is an important part in economic and social development，have large enterprise irreplaceable special strategic position．The development of the private sector needs strong financial support，but because the enterprise itself and Chinas economic system，and other aspects of reasons，causes our country of small and medium-sized private enterprises widespread financing difficult problems caused by financing the financing way small and medium-sized private enterprises is single，financing channels such as narrow financing structure has many defects．Seriously restricted the financing difficulties of small and medium-sized private enterprises in China development speed．Want to solve the survival and development of small and medium-sized private enterprises barriers，try to solve its financing undoubtedly． Based on the background of private enterprise of shaoxing area for its financing structure，the analysis of the status and in the light of the problems existing in the financing process to analyze the causes and private enterprise of shaoxing financing structure analysis of private enterprise of shaoxing area about present and financing structure of its existing problems proposes the solution countermeasure． Keywords： Private enterprise；Financing structure；Financing channels；Capital cost目录1 相关概念的理论界定 1 1.1传统融资结构理论 1 1.2现代融资结构理论 1 1.2.1 MM理论 1 1.2.2权衡理论 2 1.2.3代理成本说 2 1.2.4新优序融资理论 2 1.3企业融资体系分析 3 1.3.1风险投资体系 3 1.3.2银行融资体系 3 1.3.3信用担保体系 4 2 绍兴地区民营企业融资结构现状分析 5 2.1调查设计 5 2.1.1调查目的 5 2.1.2调查方法 5 2.1.3调查思路 5 2.2绍兴民营企业融资结构调查样本总体情况 5 2.3绍兴民营企业融资结构的特点 7 2.3.1贷款期限不能满足企业需要 7 2.3.2内源融资是绍兴民营企业的主要融资渠道 7 2.3.3银行信贷是绍兴民营企业债务融资的主要来源 8 2.3.4商业信用是仅次于银行信贷的债务融资渠道 9 2.4权益资本融资和债务资本融资的差异 9 2.5企业自有资金所占比例 10 2.6企业自身存在的制约因素 10 2.6.1企业自有资金不足，自我积累有限 10 2.6.2财务制度的不规范 11 2.6.3企业的技术创新能力低，市场风险高 11 2.6.4经营行为短期化 1