TR007R01保险条例保单原件.docVIP

保险条例保单原件 GENERAL CONDITIONS EF ENGLISH FIRST TEACHERS (except Indonesia) ______________ TRAVEL INSURANCE BASIC Policy no 903.300.WWS TRAVEL INSURANCE EXTENDED Policy no 903.302.WWS  INTRODUCTION This Travel Insurance is underwritten by ERIKA Insurance Company Limited (hereafter referred to as the Insurance Company). All EF English First teachers on duty abroad are automatically covered by the Basic Insurance in this policy. In addition, they are eligible to purchase the Extended Insurance coverage afforded by this policy. Accompanying Family Members are also eligible to purchase the Basic Insurance or the Extended Insurance. The coverages available are reflected on the Policy Schedule page (page 4). All purchase of insurance must be done before the duty abroad begins by paying the applicable premium to EF English First. As a beneficiary of the coverage afforded by this policy, you are to act responsibly and take all reasonable measures to prevent a loss or to limit a loss already incurred. There are certain steps you must follow to be sure that you receive the full benefits available to you. These steps are explained in detail later in this policy. If you have any questions about coverage, you should contact your EF English First representative or the Claims Agent. To file a claim, please call the Claims Agent at the number provided below. CLAIMS AGENT Worldwide Emergency Assistance and Claims Handling ERIKA Assistance Positionen 158 SE-115 74 Stockholm, Sweden Tel: (+46) 8-579 379 79 (24 hours) Fax: (+46) 8-579 379 75 E-mail: erika@assistans.nu PERIOD OF COVERAGE Coverage provided by this insurance policy is from the first to the last day of the duty abroad period on behalf of EF English First. Coverage begins at 12:01 a.m. on the first day of the duty abroad period and terminates at 12:01 a.m. on the day after the duty abroad period ends, when you leave the duty abroad, when you return to your city of residence, or when the duty abroad is interrupted, whichev