大学英语精读一作业(二)参考答案.docVIP

大学英语精读一作业（二）参考答案 注意：以下题目为样卷，实际考试中题目顺序可能会随电脑抽样有所调整，请注意看清题目再做选择。 单选第一部分：交际用语（共5小题；每小题3分，满分15分）Would you please give me a hand? 答案：Go ahead Sorry to have kept you waiting for so long a time. 答案：It doesnt matter Wish you a happy holiday. 答案：Thank you, the same to you. 4. What can I do for you, sir? 答案：I want a pair of shoes 5. Can I speak to Mr. Wang? 答案：Sorry, he is not in. 第二部分：阅读理解（共10小题；每小题3分，满分30分）第二部分：阅读理解（共10小题；每小题3分，满分30分）Passage 1 ????Credit cards let people buy things now and pay for them over months or even years. But some people get deep into debt. And critics say some banks have terms and charges that can make it harder for people to pay off that debt. ???? In the United States, there are calls for stronger government supervision (监督)of the credit card industry. Credit cards have been heavily marketed through the mail and at stores. They offer economic power at a price. ???? In two thousand four, Americans had about eight hundred billion dollars in credit card debt. Now they owe about nine hundred sixty-eight billion. The average interest rate on those cards is currently thirteen and a half percent. ???? Critics say banks made it too easy to get credit cards. But that may be changing. The crisis in the housing and credits markets is beginning to affect the credit card industry. More payments are late. Charges for late payments are a growing source of profit for banks. But late payments can also signal bad debts. ???? The central bank, the Federal Reserve, says two-thirds of American banks have recently reported tighter lending requirements. Many people report having their credit limits reduced without warning.（199 words） 6.What is a credit card? 答案：a card which you can use to buy things and pay for it later What is NOT true about credit cards? 答案：They can increase peoples economic power. What is the average interest rate on credit cards in America? 答案：13.50% Late payments for credit cards can bring profit to _____. 答案：banks According to the passag