（学士）学位论文 房地产相关政策对房屋价格的影响.docVIP

毕业论文 题目 房地产相关政策对房屋价格的影响 摘 要 房地产业是我国国民经济的支柱性产业，虽然仍属于新兴产业，但是其发展之迅速是其他产业所不能比的，对拉动经济增长和人民生活水平发挥了重要作用。1998年开始房地产的性质有了质的转变，从实物分配变为住房分配货币化。在此类一系列的刺激政策之下，人们的购房欲望不断高涨，房地产业得到迅速的发展。2003年全国房价已经陆续开始超出人们的承受范围，国家出台密集的房地产相关政策来控制房价的增长，打击投机性购房，土地囤积等现象的出现。虽然政策不断的出台，但是基本对房价没有抑制的作用，更没达到预期的效果。这种收缩性政策一直持续到2008年底，由于金融危机的影响，国家不得不出台扩张型政策来刺激不断下降的商品房成交量，使低迷的房地产市场得到复苏。2009年3月房价由跌变涨，且呈V型反弹，一方面由于市场本身供求关系的影响，另一方面是宽松的政策起效快。2010年4月出台的最为严厉的政策，使当前的房价有了新一轮的波动，对房地产市场是一场严峻的考验。 运用房地产经济学、宏观经济学等知识，结合国家房地产实际情况，采用定性分析为主，定量分析为辅的研究方法，对我国房地产政策及其效果进行分析。对于金融政策、住房保障制度、土地政策和国家房地产政策制定、实施、监督等过程中的不足之处，提出详细的见解和建议，助于国家出台更适合我国国情的房地产政策，稳定房价，保证房地产市场的可持续发展。最后通过地区间经济发展、供求需要、人文环境、交通状况等的对比和国家政策对房地产今后的影响，判断现阶段房地产的投资方向。 关键词：房地产；价格；政策；宏观调控Abstract Real estate industry acts a supporting role in nation economy. Although it is still a new industry, the rapid developments of other industries are not comparable. It played an important role in stimulating economic growth and improving living standards. In the process of development, some things must generate a lot of contradictions, and so overinvestment to real estate has brought issues that cannot be ignored－the rapid price rise, high prices that residents in some areas cannot afford, and the real estate bubble in China is steadily growing. In order to ensure the housing price stability and sustainable real estate development, China has continuously issued relevant policy changes used for macroeconomic controls. Since 1998, the nature of real estate has been a qualitative shift from physical distribution into the housing assignment currency. In such a series of stimulus policy, the desire for people to buy a house has been rising, and the real estate industry has developed rapidly. National real estate prices have gradually begun to increase beyond people’s reach in 2003, and the state issued intensive real estate policies to control price growth, and to combat the speculative purchase and land hoarding phenomenon. Although the introduction of the policy continued, it basically