两型社会建设中强制环境污染责任保险的帕累托改进.pdfVIP

24 4 () Vol24 No4 2010 8 JOURNAL OF INSURANCE PROFESSIONAL COLLEGE ( Bmi onthly) A g 2010 陈迪红 桂 芬 ( , 410079 ) [ ] 环境污染责任险可有效促进两型社会的建设, 但逆向选择及信 不对称使其市场存在帕累托改进本文利用经济学一般 均衡理论, 探讨通过扩大强制环境污染责任险的承保范围实现帕累托优化, 且两型社会的特点使之可行在扩大承保范围时, 建议政府成 立保险基金并提供财政支持; 保险公司对企业实行弹性费率制及充分利用再保险等措施 [] 两型社会; 环境污染责任保险; 承保范围 [] F84 []A [] 1673- 1360 ( 2010) 04 - 0035- 04 [ Ab stract] Environmental poll tion liab ility ins rance can effectively promote the constr ction of theTw o - oriented Society, b t Pareto mi provement existed in practice beca se of adverse selection and asymmetric in formationBased on general eq ilibri m theory, th is article d isc sses to achieve Pareto optmi ality thro gh ex pand ing the ins rance coverage for comp lsory environmental poll tion liability, and characteristics of the Tw o - oriented Society make it possibleWhile mi plementing, th is paper s ggests government to establish an ins r ance f nd, provide financing s pport; the ins rers to mi p lement enterprise flexible rate, m ake f ll se of rein s rance and so on [ KeyW ord s] Tw o- oriented Society; Environmental Poll tion Liab ility Ins rance; Underw riting scope , , , [ 3] , , 1200, , , GDP 7%, , , , [ 1] , , 2007 12 , ; , , , , , , : ( LXZY200830) : ( 1963- ), , , , : ( 1987- ), , , , : 36 ()