留学生国际金融论文范文《浅论商业银行理财》.docVIP

留学生金融论文代写-ABSTRACT In recent years, the national level, idle funds continues to increase awareness of personal finance began gradually tightened. In the profits, and spaces business, risks, there is fierce competition in trade and financing pressure, financial business has now become our commercial banks of the new profit growth and for all commercial banks importance. This article mainly analyses the commercial bank management in the development of business and commercial banks to finance business for the sustainable development of our suggestions. KEYWORDS：commercial banks;personal finance;development; countermeasures One of commercial Banks personal financial management, the basic concept and content (a) the basic concept of personal finance The personal financi/jrkj/1723.html l management business, also called wealth management business, is currently developed national commercial bank of the important source of profits. The international financial services means mature: Banks use of customer information and to financial products, analyzes its customers financial status, by understanding and explore customer needs, make customer financial management objectives and plan, and help choose to achieve financial products customer financial goals of a series of service process. Simple for, it is commercial Banks use financial knowledge, professional technology and a wide range of information resources advantage, according to the customer the financial conditions and specific demand, to provide comprehensive, personalized financial services. In addition to providing general information consultation outside, still use savings, financing, bank CARDS, personal check, safekeeping, insurance, securities, foreign exchange, fund, a bond, etc. Various kinds of financial management tool, and puts forward appropriate financial plan and guide the client how to arrange for income and expenditure, through the personal assets of the optimal configuration, in order to achieve personal