《ESL Podcast 269 – Health Insurance Plans》.pdfVIP

English as a Second Language Podcast ESL Podcast 269 – Health Insurance Plans GLOSSARY HMO – health maintenance organization; an organization of doctors and hospitals that work with a specific insurance company and offer their services for a set price; individuals must always see a doctor within the organization and see their main doctor first, but it is less expensive than using a PPO * Anatole wanted to see a specialist for his stomach pain, but he had to go to his regular doctor first because he’s a member of an HMO. PPO – preferred provider organization; an organization of doctors and hospitals that work with a specific insurance company and offer their services for a set price; individuals can see any doctor, but it is more expensive than an HMO * Mel pays a lot for his PPO, but he likes being able to see any doctor whenever he needs to. managed health plan – any plan that helps members get health care for a lower cost, especially if there are medical emergencies * If healthcare is important to you and your family, before you accept a new job, ask the employer what kind of managed health plans are available. co-pay – the amount that a person who has health insurance must pay each time he or she has a medical appointment * Ulysses has a $10 co-pay every time he goes to the dentist. coverage – the number of different types of medical care that a health insurance plan will help people pay for * This health insurance plan includes coverage for mental health counseling. network – a group of people who are connected to each other and communicate and share information with each other * Is there a national network of elementary school teachers? drug coverage – the number of different types of medicines that a health insurance plan will help people pay for * Dion’s health insurance plan has horrible drug coverage. He had to p