LETTEROFCREDIT信用证-精.pptVIP

LETTER OF CREDIT信用证 LETTER OF CREDIT信用证 A letter of credit is an conditional undertaking issued by a bank for the account of the buyer ( the Applicant) or for its own account, to pay the Beneficiary the value of the draft and or documents, provided that the terms and conditions of the documentary credit are complied with. establishment Buyer(applicant) Issuing bank开证行 Seller(beneficiary) Advising Bank 受益人 Amendment Buyer(applicant) Issuing bank开证行 Seller(beneficiary) Advising Bank 受益人 utilization Buyer(applicant) Issuing bank开证行 Seller(beneficiary) Negotiating bank 受益人 信用证的当事人 开证申请人applicant 受益人beneficiary 开证行issuing 付款行Paying bank 承兑行accepting bank 通知行advising bank 保兑行 confirming bank 议付行negotiation bank ?????? 信用证的当事人 申请人 applicant / principal / accountee accreditor / opener at the request of … 应 … 的请求 by order of … 按 … 的指示 for account of … 由 … 付款 at the request of and for account of … 应 … 的请求并由 … 付款 by order of and for account of … 按 … 的指示并由 … 付款 受益人 beneficiary 受益人 in favor of … 以 … 方为受益人 in your favor 以你方为受益人 transferor 转让人（可转让信用证的第一受益人） transferee 受让人（可转让信用证的第二受益人） 开证行 opening bank issuing bank establishing bank ? 通知行 advising bank notifying bank advised through ? 议付行( negotiating bank ) 指购买受益人的汇票和信用证规定的单据的银行。按UCP600规定，“议付”（negotiation）应对“汇票及/或单据付出对价”（giving of value for draft(s) and / or documents）。议付行“垫付”后，万一遭到开证行的拒付，它拥有向受益人追索的权利。 在实际业务中，如信用证中未指定议付行，则该证为自由议付或公开议付信用证( freely negotiable L/C ),受益人可以到任何银行议付。如信用证中指定了议付行，该证为限制议付信用证（restricted negotiable L/C ），只有指定的银行才能议付。 议付行常见的表达方式 -??? … available by negotiation with any bank in China -??? … available by negotiation with ABC Bank. -?? Negotiation under this credit is confined to ABC Bank. -?? All documents must be presented to ABC Bank for negotiation. 保兑行 保兑行(Confirming Bank)是对开证行开立的信用证进行保兑的银行，与开证行一样，它也承担起第一付款人的责任，且付款后不享有追索权。信用证被加以保兑后，